body {
margin: 0px 0px 0px 0px;
text-align:left;
font-family: verdana, tahoma, ariel, sans-serif;
font-size: 100%; line-height: 1.45em; 
color:#000000; 
background-color:#ffffff
}

p { padding-top: 0px; margin-top: 0px; }

.mainwrapper { text-align:left; }

a:link    { color: blue; text-decoration: none; }
a:active  { color: red; text-decoration: none }
a:visited { color: blue; text-decoration: none;}
a:hover   { color: green; text-decoration: none;}
						
h1 { font-size: 125%;  }
h2 { font-size: 110%;  }
h3 { font-size: 100%;  }

div.indent50 {margin-left:50px; }
div.indent25 {margin-left:25px; }

hr {margin-left:25px; }

/* page width options */
div.width90 {width:90%;}
div.width80 {width:80%;}

td { text-align:left; vertical-align:top;}

ol.spaced1em li       { margin-top: 1em; margin-bottom: 1em }
ol.spacedthirdem li   { margin-top: 0em; margin-bottom: 0.3em }

ul.spaced1em li       { margin-top: 1em; margin-bottom: 1em }
ul.spacedthirdem li   { margin-top: 0em; margin-bottom: 0.3em }
ul.spacedhalfem li    { margin-top: 0em; margin-bottom: 0.5em }